BI CFO // ADVISORY
INSGUAEUSUKTAX YEAR 2026/27[ LIVE ]NEXT: Sign in

Know your UK tax. Keep more of it.

£/ YEAR
TAKE-HOME / MONTH£0
INCOME TAX£0
NATIONAL INSURANCE£0
EMPLOYER NI£0
FREE — NO SIGN-UP

Employee, salary only, no pension or student loan, England, Wales or Northern Ireland, 2026/27. Nothing you type leaves this page.

OPEN INCOME TAX CALCULATOR
01. TAX CALENDAR

—TO THE NEXT DEADLINE

The next twelve months, with today on it.

Self Assessment, VAT quarters, payroll year-end and company deadlines. Company dates assume a 31 December year-end; VAT dates assume calendar quarters.

02. FREE TOOLS

Five tools. Figures follow your income.

Change the number at the top and these update. Open any tool for the full working.

03. ASK AN ACCOUNTANT

When a calculator isn't enough, ask an accountant.

An accountant on the BI-Outsource team reads your question, your figures and any HMRC letter you attach, and answers in writing.

  1. 01.Ask in plain words. Share your calculator figures with one tap.
  2. 02.Attach a PDF or photo — an HMRC letter, a payslip or your accounts.
  3. 03.Get a written answer, a report, or book a call.
Ask your first question free
YOUI run a limited company with about £90,000 profit. What salary and dividends should I take this year?
[ mgmt-accounts-2026.pdf ]
ACCOUNTANT, BI CFOWith Employment Allowance unavailable to a sole director, a £12,570 salary and the rest as dividends leaves you about £4,200 more than taking it all as salary.
ACCOUNTANT, BI CFODividend rates rose by 2 points from April 2026, so a pension contribution from the company is worth a look too. Workings attached.
[ salary-dividend-plan.pdf ]
04. WHO WE ARE

BI‑Outsource. CFO‑led accounting from three offices.

BI CFO is run by BI-Outsource, which handles accounting, Virtual CFO work and business intelligence for clients in India, Singapore and the UAE.

150+businesses served
3offices: Kochi, Singapore and Dubai
8accounting platforms we work in
KOCHI, INDIA

AGA Towers, Major Road, Vytilla, Kochi 682019, Kerala

SINGAPORE

22 Sin Ming Lane, #06-76 Midview City, Singapore 573969

DUBAI, UAE

LB01121, Jebel Ali Free Zone, Dubai 17612

cfo@bioutsource.com+91 97449 22222bioutsource.com★ 5.0 on Clutch, verified client reviews

UK clients are served by our team in Kochi, India, with calls in your working hours.

XeroQuickBooksZoho BooksTallyABSSSageWaveVolopay

Your figures stay in your browser unless you sign in. Files you send are kept in a private folder that is not reachable from the web, and you can export or delete everything from your account at any time.

05. PLANS

Start free. Climb when you need to.

Monthly prices in pounds. Virtual CFO gives a company its own accountant as a part-time finance director.

06. QUESTIONS

Common questions

Which year do these figures use?

The 2026/27 tax year, 6 April 2026 to 5 April 2027. The personal allowance stays at £12,570, with 20%, 40% and 45% rates. Dividend rates rose to 10.75% and 35.75% from April 2026.

Do you cover Scotland?

The income tax calculator has a Scotland option with the six Scottish rates. National Insurance and dividend tax are the same across the UK.

Who answers my questions?

Qualified accountants on the BI-Outsource team, who prepare accounts, VAT workings and tax computations for UK businesses and accounting practices.

Can you do our bookkeeping and year-end?

Yes. BI-Outsource keeps MTD-ready books in Xero, QuickBooks or Sage and prepares year-end accounts for your review. Ask through the plans page or the main site.

WhatsApp