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Terms of use

Last updated: 2 October 2026. These terms apply to BI CFO, a product of BI-Outsource.

What BI CFO is

BI CFO provides free calculators and, on paid plans, access to chartered accountants on the BI-Outsource team for written answers, prepared reports and calls on tax, personal finance and business finance in India, Singapore and the UAE. Free tools are for education and comparison, based on the information you enter.

What BI CFO is not

Plans cover advice, reports and calls only. Audits, certificates, filing and representation before tax authorities are not included and are quoted separately. Answers and reports are based on the information and documents you provide. No one on BI CFO gives investment advice, recommends specific securities, funds or insurance policies, or forecasts returns.

Your responsibilities

Give accurate information and check results before acting on them or filing. Decisions you make remain yours. Keep your sign-in email secure.

Plans and payment

Paid plans are prepaid for a month or a year, do not renew automatically, and include the monthly questions, reports and calls shown on the pricing page. Indian prices include GST. Singapore and UAE prices are in Singapore dollars and UAE dirhams and carry no Singapore GST or UAE VAT, because the service is supplied by BI-Outsource from India. Limits reset on the 1st of each month and unused amounts do not carry over. Response times apply on working days.

Fair use

Do not misuse the service, try to break its security, scrape it, or use it to process other people's data without their consent. We may suspend accounts that do.

Liability

To the extent the law allows, BI-Outsource's total liability for any claim relating to BI CFO is limited to the amount you paid for BI CFO in the 12 months before the claim.

Changes and law

We may update these terms and will show the date of the latest version here. These terms are governed by the laws of India, with courts at Kochi, Kerala having jurisdiction.

Contact

BI-Outsource, AGA Tower, Vytilla, Kochi, Kerala. Email cfo@bioutsource.com.