| What they are | 15CA: your declaration. 15CB: a CA certificate on the tax position |
| When 15CB is needed | Usually for taxable remittances above ₹5 lakh in a year |
| Bank limit | NRO repatriation up to USD 1 million a financial year |
| Our fee | ₹4,500 |
Ask a CA to handle it Fixed price, confirmed before you pay.
When they are needed
Banks ask for Form 15CA, filed online, before remitting money abroad, so they can confirm tax has been paid where due.
Form 15CB is a certificate from a chartered accountant confirming the nature of the payment, the tax rate and that tax was deducted or paid. It is usually needed when the remittance is taxable and exceeds ₹5 lakh in the year.
Common cases for NRIs
- Sale proceeds of property or shares from an NRO account
- Accumulated rent, interest or dividends in an NRO account
- Inheritance received in India
What the bank and CA need
- Source of funds: sale deed, bank statements, inheritance documents
- Proof of tax paid: TDS certificates, income tax return
- Bank details and purpose code for the remittance
Common questions
Is there a limit on moving money from NRO to abroad?
Under FEMA, up to USD 1 million per financial year from NRO balances, subject to tax being paid.
Do I need these for NRE accounts?
Generally no; NRE balances are freely repatriable.
Want a CA to handle it?
Our chartered accountants handle it at a fixed price, with calls in your time zone. Ask a CA to handle it.
Related guides
General information as of October 2026, not advice on your case. Rules change; check the notice and current law, or ask us.